Types of Coverage
Best Price Guarantee
We guarantee you the best price... if you receive a general liability quote with a lower price than ours, we promise to beat it and also give you an extra discount off the pure premium.
Why do we do this? Well, many companies will offer you cheaper quotes showing the same standard $1,000,000 per occurrence and $2,000,000 general aggregate limits of insurance, so why should you worry, how different can they be?
Unfortunately, a cheaper quote may have the same limits of insurance, but the quotes can be drastically different. By simply adding a limiting endorsement to the policy the other quote may cripple your insurance. You may save $100, $200, or more on a quote, but what is the point of having $1,000,000 in coverage if your claim is denied because of a limiting endorsement?
At face value, most quotes look the same, so be careful. Just know that when you’re shopping for general liability insurance you have the best price guarantee with MKS Insurance.
To receive the Best Price Guarantee you need to send the competitor’s full written proposal to your MKS broker. The proposal must include all the terms and conditions (carrier name, rating, limits, endorsements, acord forms, supplemental and rating basis). The proposal must be “apples to apples”, meaning they have equivalent terms. If for any reason we cannot match a price, we will send you a gift card for $100.00. We have never been unable to beat a price. Best price guarantee is for general Liability.